Health Insurance
Lean on our experience to help you choose the right plan that fits your needs.
Qualified Insurance Plans
Providing comprehensive coverage and essential benefits to individuals and families.
Unlock Savings on Health Insurance
Thanks to the Affordable Care Act (ACA), many individuals and families can access valuable savings on their health insurance premiums through what's known as Advanced Premium Tax Credits (APTC). These savings are tailored to your specific circumstances, taking into account factors like your age, zip code, household size, and taxable income.
Qualify for Savings
To determine if you qualify for these savings, you'll need to provide some essential information about yourself and your household. Once you're eligible, you'll gain access to a range of health insurance plans offered by qualified carriers in your state.
Explore Your Insurance Options
With your eligibility for savings confirmed, you can now browse and select a health insurance plan that suits your needs from a list of qualified health insurance carriers. Contact us today to explore your options.
Explore Off-Marketplace Choices
For those whose income exceeds the subsidy threshold and don't qualify for Advanced Premium Tax Credits (APTC), there's still a path to secure excellent health insurance. You can enroll directly in a Blue Cross Blue Shield of SC plan without the need to navigate through healthcare.gov.
No Subsidy? No Problem!
If your income doesn't make you eligible for subsidies but you're still seeking quality health insurance, Blue Cross Blue Shield of SC offers accessible options. By enrolling directly, you can access the comprehensive coverage you need without the subsidy process, providing a hassle-free path to peace of mind.
Know Your Enrollment Opportunities
Securing a qualified health insurance plan is essential for your well-being, but understanding when and how to enroll is equally important. Here are your options:
Annual Open Enrollment Period
This window runs from November 1st to January 15th each year. During this time, you can sign up for or make changes to your health insurance coverage.
Enroll After a Qualifying Event
Life doesn't always follow a strict schedule, and that's why there's another pathway to enroll. If you experience a valid Qualifying Event, such as losing employer coverage, gaining or adding a dependent, or permanently moving to a new state, you have an enrollment window of 60 days from the event to secure coverage.
Special Enrollment for Low-Income Individuals
If your income is under 150% of the Federal Poverty Level (FPL), you're in luck! You have an ongoing special enrollment period throughout the year, ensuring you can access essential health insurance services whenever you need them.
Dental and Vision
Keep your teeth white and your vision sharp with one of our dental and vision plans from trusted companies like Cigna, Mutual of Omaha, Delta Dental, and United Healthcare.
Short-Term Health Plans
A short-term plan may be a good fit for you if you are in between jobs, or if you are not in a special enrollment period to enroll in a qualified health plan. Contact me to learn more about our short-term plan options from carriers like Blue Cross and United Healthcare.
FAQs
Secure your future and well-being today.
Get the coverage you deserve with our health insurance plans.